Introduction

FLEXIBLE FINANCE, STEADY FUTURE

Bringing optimal financial solutions to help SME Business Owner build a solid foundation for sustainable development in the future.

Top Reasons

1st year annual fee exemption

Cardholders of the Shinhan Business Owner Credit card are entitled to free annual fee for the first year upon card activation within 60 days from the date of card issuance approval.

Special Point I: 5% of spending on Dining

  • Special Point I only applies if total spending in statement cycle reaches VND 3,000,000
  • Maximum reward for Special Point I and II are 500,000 points/cycle.
  • Dining categories are shall be based on merchant category code (MCC) provided by VISA

Special Point II: 2% spending for Advertising and Online spending

  • Special Point II only applies if total spending in statement cycle reaches VND 3,000,000
  • Maximum reward for Special Point I and II are 500,000 points/cycle.
  • Advertising categories are shall be based on merchant category code (MCC) provided by VISA
  • Online spending involves the use of card to purchase goods and services on online platforms, including but not limited to websites and shopping applications

Basic point: 0.1% on every card spending

  • Applied for all eligible card spending
  • No minimum spending is required
  • No limit for maximum point accumulation

Offer point: 0.5% for payment volume made with Shinhan Cards (*) on Shinhan POS

  • Apply to cardholder who owns Shinhan POS
  • Minimum total payment volume on Shinhan POS must reach VND 100,000,000/calendar month
  • Cardholder makes at least one card transaction on Shinhan Business Owner Credit Card during that calendar month.
  • Maximum reward for Offer Point are 500,000 points/calendar month.

(*) Shinhan Cards means all international cards issued by Shinhan Bank Vietnam.

Point redemption

  • Point can be redeemed into cash or deposited into VND payment account at Shinhan make payment for credit card balance with minimum Point redemption: 15,000 Points, equivalent to VND 15,000.
  • Points redemption shall be the multiple of 1,000.

Fast Track service

Experience the premium pick-up and drop-off service at Vietnam Airports:

  • Priority access
  • Personal assistant
  • Assisting with security and immigration procedures
  • Assisting with baggage claim
  • Guiding customer to the waiting area or boarding gate.

Cardholder will receive one (01) free Fast Track to the Primary cardholder if total spending in the calendar year reaches VND 55,000,000

For Terms and Conditions of program, please click here.

For Terms and Conditions of Shinhan Point program for Shinhan Business Owner credit card, please click here.

Privileges

Exclusive visa application to South Korea

Cardholder of Shinhan Business Owner Credit Card is entitled to convenient and worry-free application for visa to South Korea, at South Korean Embassy (in Hanoi) and Korean General Consulate (in HCM City) (**):

  • Exempted from Financial proof.
  • Eligible to apply for multi-entry visa (multiple visits without re-applying for each trip).
  • Simplified application procedures.

(**) The decision of South Korea visa issuance is at Consulate's discretion.

Worldwide Travel Insurance with maximum coverage of VND 12 billion

Travel with peace of mind and comfort. Shinhan offers the Worldwide Travel Insurance for Visa Platinum cardholders and their beloved ones (spouse, maximum 02 dependent children under 23) with following interest:

  • Interest 1 – Death and Injury : maximum VND 12.000.000.000.
  • Interest 2 – Journey delay: maximum VND 10.500.000.
  • Interest 3 – Baggage delay: maximum VND 12.000.000.
  • Interest 4 – Loss of baggage: maximum VND 42.000.000/ person (up to VND 12.000.000 for any item or set of items, up to VND 21.000.000 for laptop).

Global Assistance 24/7: (84) 942 0678 09

The Insurance is applied when cardholder use Shinhan Visa Platinum card to make payment for one of following cases:

Shinhan Zone

Enjoy dining, shopping, travelling, beauty and health care services with the discount up to 50% off at more than 200 alliance merchants of Shinhan Zone.

Shinhan Installment Plan

Optimize your budget plan with flexible installment plan up to 18 months with Shinhan Business Owner Credit Card.

  • Installment plan with preferential interest rate: Flexibly applying for card payments from VND 3,000,000 at any favorite merchant without conversion fee
  • Installment plan with 0% interest: Go shopping worry-free with 0% interest installment plan at Shinhan’s partner merchants nationwide

Bill payment service via Shinhan Credit card

Now, it is so easy to make payment for your various monthly service bills with Shinhan Credit card bill payment service. This service is applied for all Shinhan Consumer/Corporate Credit card.

Eligibility

Secured card

  • Individual is a business Business Owner of private enterprises/ household; and
  • From 18 years old; and
  • Having saving/term account with term from 03 months and balance from VND 100,000,000 (or other equivalent currency) at SHBVN.

Un-secured card

  • Individual is a business Business Owner of private enterprises/ household with at least 03 years in the current business or similar industry/ business; and
  • From 20-65 years old; and
  • Residing or works in city/province where Shinhan’s branches are locating and joint boundary provinces; and
  • Having qualified existing SOHO loan or qualified SOHO MMDA balance.

Shinhan Bank shall consider, evaluate other criteria including but not limited to occupations, professional positions, income, credit status and property. Please contact your Shinhan Bank nearest branch or call 1900-1577 or register here for further support.

Required Documents

1

Card Application

 
2

Applicant’s identity proof and residence confirmation

3

Applicant’s income proof

  • Business certificate or any other legal replacement documents
4

Other Documents according to Shinhan Bank’s requirement from time to time.